Acceptance of Terms
By using this website, you agree to these Terms of Use. If you don't agree, please don't use the site.
Not a Commitment to Lend
Information on this site is for general informational purposes only and does not constitute a loan offer, pre-approval, or commitment to lend. All loans are subject to credit and property approval. Rates, terms, and programs are subject to change without notice, and not all products are available in all states. Barry Palmquist, NMLS #191407, operates under Click n' Close Home Loans. Equal Housing Lender.
No Professional Advice
Content on this site, including blog posts, is provided for general education and does not constitute individualized financial, legal, or tax advice. Talk to Barry directly, or a qualified professional, about your specific situation before making financial decisions.
Accuracy of Information
We aim to keep information on this site current and accurate, but mortgage rates, guidelines, and program details change frequently and may not always be reflected immediately. Always confirm current terms directly with Barry before relying on anything published here.
Third-Party Links
This site may link to third-party websites (such as Click n' Close Home Loans or NMLS Consumer Access) for your convenience. We aren't responsible for the content or practices of those external sites.
Intellectual Property
The text, design, graphics, and other content on this site belong to Barry Palmquist or their respective owners and are protected by applicable intellectual property laws. You may view and share pages of this site for personal, non-commercial use, but may not reproduce, republish, or redistribute site content without permission.
Acceptable Use
You agree not to misuse this site — including attempting to access it by means other than the interface provided, interfering with its normal operation, or submitting false or fraudulent information through any form.
Limitation of Liability
This site and its content are provided "as is" and "as available" without warranties of any kind, express or implied. To the fullest extent permitted by law, Barry Palmquist and Click n' Close Home Loans aren't liable for any indirect, incidental, or consequential damages arising from your use of, or inability to use, this site.
Indemnification
You agree to indemnify and hold harmless Barry Palmquist and Click n' Close Home Loans from any claims, damages, or expenses arising from your misuse of this site or violation of these terms.
Governing Law
These terms are governed by the laws of the State of Texas, without regard to conflict-of-law principles, without limiting any consumer protections you're entitled to under the laws of your home state.
Severability
If any provision of these terms is found unenforceable, the remaining provisions will continue in full force and effect.
Changes to These Terms
These terms may be updated from time to time. The "Last updated" date at the top of this page reflects the most recent revision. Continued use of the site after changes are posted constitutes acceptance of the updated terms.
Contact Us
Barry Palmquist
15301 Spectrum Dr., Ste. 405
Addison, TX 75001
Phone: 469-297-9887
Email: barry.palmquist@clicknclose.com